Variable Overview

This article explains what variables are in Model Reef and how they interact with drivers and the timing engine.

You will learn:

  • What a variable is and how it differs from a driver.

  • The main variable types used in Model Reef.

  • How variables generate P&L, Balance Sheet, Cashflow and Cash Waterfall entries.

  • How variables connect to timing, delays and branches.

Variables are the atomic objects that actually move your financial statements. Drivers shape them, but variables are what hits the numbers.

1

What is a variable

A variable is a structured object that:

  • Lives inside a branch.

  • Has a type, for example Revenue, COGS, Opex, Staff, Tax, Asset, Liability, Equity or Dividend.

  • Has a category and optional subcategory, which control reporting placement.

  • Contains a time series, either entered manually or driven by formulas and drivers.

  • Has timing settings for start, end and delays.

Each variable automatically produces consistent movements across:

  • P&L (accrual effect).

  • Balance Sheet (receivables, payables, assets, liabilities, equity).

  • Cashflow Statement (cash movements when money actually moves).

  • Cash Waterfall (cash view of operating and financing flows).

You do not need to manually write three way reconciliation formulas. The variable type and timing rules handle that.

2

Variables vs drivers

Variables and drivers work together but have distinct roles:

  • A driver is an input time series that does not touch the financial statements directly.

    • Example: price per unit, FX rate, wage inflation, utilisation.

    • Stored and managed in the Data Library.

    • Only matters when a variable or chart references it.

  • A variable is what creates accounting entries.

    • Example: revenue from subscriptions, rent expense, staff cost, tax expense.

    • Uses drivers in formulas and presets to calculate values.

    • Feeds directly into P&L, Balance Sheet, Cashflow and Cash Waterfall.

In short: drivers describe behaviour, variables enact it in the accounts.

3

Variable types and what they affect

Model Reef has several core variable types, each with defined behaviour:

  • Revenue

    • Increases revenue in P&L.

    • Creates Accounts Receivable if there is a delay between accrual and cash.

    • Feeds operating cash inflows in the Cashflow Statement and Cash Waterfall.

  • COGS (Cost of Goods Sold)

    • Reduces Gross Profit in P&L.

    • Creates Accounts Payable if there is a delay.

    • Feeds operating cash outflows.

  • Opex (Operating Expenses)

    • Reduces EBITDA in P&L.

    • Creates Accounts Payable if there is a delay.

    • Feeds operating cash outflows.

  • Staff

    • Specialised Opex type with embedded payroll logic.

    • Covers salaries, super or pension, payroll tax and other on cost behaviour.

  • Tax

    • Applies tax expense to earnings before tax.

    • Creates Tax Payable and cash tax movements.

  • Assets

    • Represent capital expenditure and existing assets.

    • Generate non cash depreciation and cash capex.

  • Liabilities

    • Represent loans and similar obligations.

    • Generate drawdowns, repayments and interest.

  • Equity

    • Record equity contributions.

    • Increase cash and share capital.

  • Dividends

    • Record distributions to equity holders.

    • Reduce retained earnings and cash.

Each type has a known pattern through the three statements so you get consistent behaviour without custom accounting logic.

4

Variables, branches and consolidation

Variables are always attached to a branch. This defines:

  • Where their contribution appears in branch level P&L, Balance Sheet and Cashflow.

  • How they roll up into parent branches and consolidated views.

  • Which users can see or edit them when branch level permissions are used.

If you move a variable to a different branch, its entire accounting impact moves to that branch and its parents.

This makes branches the structural dimension and variables the behavioural dimension of the model.

5

Variables and timing

Variables use the timing engine to separate accrual timing from cash timing.

Each variable has:

  • A start and end date, which define when accruals occur.

  • A frequency or schedule, which defines how often it occurs.

  • A delay, which defines when cash moves relative to accrual.

The timing engine then:

  • Posts accrual amounts into P&L at the right periods.

  • Creates receivables or payables when there are delays.

  • Moves those receivables or payables into cash when the delay expires.

  • Ensures the Balance Sheet always balances and cash is consistent with the Cashflow Statement.

As a result, you can focus on business behaviour and let the engine handle accounting timing.

6

Where to see and edit variables

You will typically work with variables in three places:

  • Variable editor

    • Configure type, category, branch, timing and formula behaviour.

    • Review the projected time series and accounting impact.

  • Data Library

    • View variables as part of the central list.

    • Edit series, reclassify types, change categories at scale.

  • Reports and dashboards

    • Drill down from P&L, Balance Sheet, Cashflow or charts into the variable level.

    • Inspect assumptions when reviewing outputs.

Variables are the backbone of the model, and understanding them makes it easier to reason about any forecast or scenario.

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